Car Finance Interest Rates 2025. Please find below the latest car loan rates offered by banks and credit unions across the country that may meet your needs. Auto loan rates are influenced by the benchmark rate set by the federal reserve.

Compare car loan companies to ensure you’re getting the best auto lender and lowest interest rate for your new or used vehicle. How much your new wheels will cost will depend on the type of car finance you choose, how long you’ll be paying it back, and any interest added.